Terms & Conditions

Effective Date: October 18, 2026

1. Acceptance of Terms

By creating an account, accessing, or using the website located at lbookkeeper.com (the "Site") and the online learning platform provided by Latino Bookkeepers Financial Advisor ("Company," "we," "us," or "our"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to all of these Terms, you must not access or use the Site or platform.

2. Account Registration and Security

  • You must provide accurate, current, and complete registration information and keep it updated.
  • You are solely responsible for maintaining the strict confidentiality of your account credentials (password and verification methods) and for all activities that occur under your account.
  • Account sharing, transfer, or assignment of credentials to any third party is strictly prohibited.
  • You must notify us immediately of any unauthorized use or security breach of your account.
  • We reserve the right to suspend, disable, or terminate any account at our discretion if it violates these Terms or compromises platform security.

3. Intellectual Property Rights

All content, design elements, text, graphics, user interfaces, logos, videos, PDF documents, software code, and educational materials available on the Site are the exclusive property of Latino Bookkeepers Financial Advisor or its licensors and are protected by United States and international copyright, trademark, and intellectual property laws. Upon enrolling in a course, you are granted a limited, personal, non-exclusive, non-transferable, revocable license to view and access course materials solely for your individual educational and non-commercial use. You are strictly prohibited from copying, recording, downloading (unless explicitly permitted), redistributing, reselling, publishing, or sharing any course videos, documents, or login credentials with any third party.

4. Professional Disclaimer (No Tax, Accounting, or Legal Advice)

The courses, webinars, articles, and educational materials provided on this Site are strictly for general educational and informational purposes only and do not constitute professional accounting, tax, legal, or financial advice. Enrollment in, participation in, or completion of any course does not establish a CPA-client, accountant-client, attorney-client, or fiduciary relationship between you and the Company, nor does it grant any professional license, certification, or credential. Tax laws, accounting standards, and legal regulations vary by jurisdiction and change frequently. You should always consult with a qualified, licensed professional regarding your specific factual situation before making any business, financial, or tax decisions.

5. Pricing, Payments, and Refund Policy

  • Prices for courses and educational offerings are displayed on the respective course pages prior to enrollment.
  • All financial transactions are processed securely through third-party payment providers.
  • Due to the digital nature of our educational content, which grants immediate online access upon successful payment, all sales of digital courses and materials are final and non-refundable, unless explicitly stated otherwise on a specific course sales page or required by applicable mandatory law.

6. Acceptable Use Policy

You agree not to engage in any of the following prohibited activities:

  • Attempting to access accounts, systems, or networks unauthorizedly, or bypassing security controls.
  • Utilizing automated software, scrapers, bots, or crawlers to extract, index, or harvest content from the platform.
  • Overloading, disrupting, or interfering with the infrastructure or performance of the Site.
  • Uploading, transmitting, or distributing unlawful, harmful, defamatory, or misleading content through contact forms or user features.

7. Limitation of Liability

To the maximum extent permitted by applicable law, Latino Bookkeepers Financial Advisor, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, use, or goodwill, arising out of or in connection with your use of the Site, platform, or course materials, whether based on warranty, contract, tort, or any other legal theory.

8. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law principles. Any dispute, claim, or controversy arising out of or relating to these Terms, the Site, or the educational services shall be resolved exclusively through binding individual arbitration administered in Florida. YOU AND LATINO BOOKKEEPERS FINANCIAL ADVISOR AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING.

9. Changes to Terms and Contact

We reserve the right to modify these Terms at any time. Updated versions will be posted on the Site with a revised effective date. Questions regarding these Terms should be directed to us via the contact page or at gtcvision@gmail.com.

Contact

To ask about this document, use the Contact ยท gtcvision@gmail.com